Bridging Finance

Bridging Finance "The perfect short term solution when you need money fast"

Why Use Bridging Finance?	Lending Criteria and Terms
Our clients have used bridging finance in the following situations: Land purchase by property developers Cash needed in 2-3 days Auction Purchase Dilapidated property Property refurbishment/conversion Chain breaking Poor credit history - non-status Second & third charge borrowing	Property owners only Residential, commercial or land Freehold or long lease (min. 36yrs) Loans up to 100% of purchase price Loans from £26,000 to £50million Any legal purpose 1st, 2nd or 3rd charge Repayment term of 1 day to 2 years Clear exit route required Interest payable monthly or rolled up
Common Questions About Bridging Finance	We Promise To Give You Best Advice
How fast can bridging be arranged? When do I need to repay the loan? Can I repay the loan early? How much can I borrow against my income? What is your maximum loan to value? Can you lend on unmortgageable property? What is your arrangement fee and interest rate? Will you lend to someone with CCJs, arrears or a bankrupt? I already have a valuation report - can you use this? Do you need my business accounts? > Click here to find the answers	Before we arrange Bridging Finance, we will make sure it is the most appropriate product for your circumstances. We promise to tell you if we know of a more suitable alternative. We also promise: Clear criteria No up-front fees Competitive terms Fast decision Certainty of funding Honesty Excellent service

NEW Bridging Product from January 2012
Rates from 0.7% pm No exit fee Lowest rates for full status applications. Usual terms and conditions apply


SALUTE THE MESSENGER (Customer Testimonials)
"When we were looking for property development finance, Dave Messenger stood out head and shoulders above the rest. Always available for advice and quick turnaround, which is vital in the property market.” JC, Bristol - February 2011 “I have dealt with many people who profess to obtain development finance and indeed used many. Dave Messenger is without doubt the best. He actually cares about you, the deal and not just the commission. I highly recommend” NR, Dorset "Dave Messenger understands property development finance inside out. I give him my 'fag packet' calculations and he will get a complete financial appraisal and offer of finance on my desk - usually within 24 hours, That's what I call outstanding service!" ND, Dorset "When our usual lender withdrew their offer, they recommended Dave Messenger. He arranged property development finance of £4.6m at 85% of costs - on amazing terms" B Property Group, Herts "Dave Messenger has been my trusted financial adviser for over 15 years, through good times and bad. He has financed several property developments for me, on terms that my own bank couldn't match. I wouldn't use anyone else for property & development finance." BH, Weymouth "We had an offer of 100% property development finance with a JV lender. Dave Messenger introduced us to an alternative property lender who did not take a profit share, saving us over £80,000. Great deal - thanks." CB, Dorset "We had just built a block of flats and needed to raise some cash to purchase our next site. When our bank wouldn't help, Dave Messenger arranged a fast property refinance to 70%. Dave has proved his worth and has since found us many new property & development lenders." JP, Bournemouth "We put a property development finance deal to our usual lender, who turned it down. When a property developer friend recommended his broker to us, we were a bit sceptical, but were reassured by Dave's expertise and enthusiasm. The next day Dave phoned us back to say he'd put the same deal to our lender - and they had now decided to do it! Dave is now our first choice for property & development finance." E Homes, SW7 "We wanted to refinance our portfolio of 34 properties. When our bank refused to increase our facility, our solicitor recommended Dave Messenger. He arranged the property finance we needed and made it so simple. We'll definitely use him again." JP, WC1 "We wanted to raise cash quickly and shopped around for best terms. We instructed David Messenger, who arranged bridging finance of £850,000 in a few days." JS, Birmingham "We know colleagues who have paid up-front fees to other brokers, only to be let down and out of pocket. Dave has arranged all our property & development finance for the last 5 years - he has never asked us for up-front fees and has never let us down." EH, Bournemouth "We've tried several lenders and brokers in the past, but they often promised us finance which never materialised, Our accountant recommended Dave Messenger, who has arranged some great property development finance deals for us. No more empty promises - cheers!" TP, Basingstoke "Before I was recommended to Dave Messenger, I used other property lenders and brokers, and was fed up with poor service and hidden fees. I am delighted to say Dave's service is superb I get fast, accurate quotes and no more hidden fees!" JO, Weymouth "We needed to buy an industrial unit to expand, but with no trading accounts our bank wouldn't help. Dave quickly arranged 80% commercial owner-occupier property finance no problem." JB, Poole "My bank insisted on me having a repayment mortgage over 10 years, but the repayments were not affordable. David explained the option of interest-only for commercial owner-occupier property finance, which I agreed with. He arranged it all and reduced my payments greatly." UM, Branksome

© 2010 Messenger Property Finance

IMPORTANT NOTICE: WE ARRANGE PROPERTY FINANCE FOR BUSINESS AND INVESTMENT PURPOSES ONLY.

YOUR HOME IS NOT AT RISK: FINANCE IS NOT SECURED AGAINST YOUR MAIN RESIDENCE AND IS NOT REGULATED BY THE FINANCIAL SERVICES AUTHORITY OR THE CONSUMER CREDIT ACT

WE ARRANGE FINANCE FOR SOLE TRADERS, PARTNERSHIPS, LLPS, UK LIMITED COMPANIES, OFFSHORE COMPANIES, TRUSTS, CHARITIES AND INDIVIDUALS WHO COMPLETE A DECLARATION OF BUSINESS USE OR A STATEMENT OF HIGH NET WORTH